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A Maryland promissory note template is designed to serve as the platform for transactions involving the loaning of money from one party to another. The note requires the borrower of a monetary balance to reimburse the lender in the deal the original balance plus interest by the final due date. Usury Rate – Legal interest…

A Maryland unsecured promissory note is a legal document that outlines the terms and conditions with regard to a money loaning transaction. In the note, topics such as late fees, interest rates, payment types, and various time spans are covered. Although it is a legal document, the lender holds a large financial risk as there is…

A Maryland secured promissory note puts two parties into a binding promise that requires the borrower of a monetary balance to reimburse a lender the original balance plus interest in a timely fashion. If the borrower defaults on the loan, the lender has the right to seize the listed collateral, such as a home, vehicle, or…

A Maryland small estate affidavit is a document used by an individual who believes they have legal rights to all or part of a deceased loved one’s estate. It requires that the petitioner have specific details about the estate, the property in question, and any other potential heirs to the estate. This form and procedure…

A Maryland last will and testament is a legal document in which an individual, known as a testator, outlines how he or she would like his or her estate to be distributed upon death. A will allows a testator to set instructions on how to manage their real and property, bank accounts, fiduciary assets, life…

A Maryland deed is used to transfer ownership in real estate from one person (usually called the grantor, or seller) to another (usually called the grantee, or buyer). In Maryland a deed must include the name of the grantor and the grantee, the consideration paid for the property. In addition, there must be a preparer’s…

The Maryland living trust forms are documents that allow a Grantor to transfer ownership of their assets to a secure entity until the time of the Grantor’s death. After the Grantor’s death, the Trust’s assets will not be subject to the public probate process but will instead be given immediately to the Beneficiaries. The Grantor…

A Maryland deed of trust is a type of deed that conveys a mortgage interest in a property to a bank. This is filed with the Land Records department of the circuit court in the county in which the property is located like any other deed. It will alert potential purchasers of the property that…

A Maryland special warranty deed is another legal document that conveys real property, also known as real estate, from a seller to a buyer. Similar to a warranty deed, it provides a guarantee running from the seller to the buyer. However, unlike a warranty deed, it provides a limited guarantee only. The seller guarantees that…

A Maryland general warranty deed is used to convey property from a grantor (seller) to a grantee (buyer). This sort of deed provides the buyer with a guarantee from the seller that the seller is legally authorized to sell the property. Despite the guarantee, it is always prudent to make sure that a title search…