A
financial hardship letter is written by an individual to request temporary relief from an obligation due to extreme financial circumstances.
Commonly used after a job loss,
illness,
death,
or other unforeseen event,
this letter explains to a lender why the individual can no longer make regular payments on a mortgage,
loan,
rent,
or any other bill.
An
estate planning checklist is a guide on how to plan an individual's assets and end-of-life health care if they should die or become incapacitated.
By following the checklist,
an individual can get an idea of the estate laws in their State and choose which forms suit their personal financial situation and health needs best.
A listing agreement is a contract between a property owner and a listing real estate agent hired to sell the residential property in exchange for a percentage of the sales price. The commission is typically paid at the time of closing.
A proof of residency letter is an acknowledgment or sworn statement stating that an individual resides at a specific address. Government agencies and financial institutions commonly require it to authenticate an individual's address.
A purchase and sale agreement is a contract between a buyer and seller for transacting a property in exchange for a specific price. After it is signed, an earnest money deposit is paid by the buyer and is non-refundable if their contingencies are met.
An
employment contract is between an employer and the employee being hired to perform a service in exchange for payment.
An employee's pay,
benefits,
and other employment terms are negotiated during hiring.
After hiring,
workers are commonly considered
"W-2 employees"
and have their payroll taxes withheld from compensation.
A
job offer letter is an offer of employment that includes pay,
work schedule,
and responsibilities.
An offer letter is considered non-binding until accepted by the employee and an employment contract is signed.
A
demand letter serves as an official notice requesting money,
possession of assets,
or action on a legal matter.
Generally speaking,
it demands something from someone else before legal action is taken.
A
letter of intent (LOI) is used to declare a person or party's intent to commit to a certain act.
In a business setting,
an LOI outlines the preliminary terms of an agreement and typically requires a formal contract to be written within a specified timeframe.
If the parties do not finalize an agreement within the required time period,
the LOI becomes void.
Debt letters are used by creditors and debtors to collect, verify, dispute, and settle debts in accordance with the Fair Debt Collection Practices Act. It is highly recommended that any communication between a creditor and debtor be exchanged via certified mail with a return receipt in order to have proof of delivery.
