Business Buyout vs. Buy-Sell
A business buyout occurs in real time, whereas a buy-sell agreement anticipates some future event. The first governs a transaction that’s already been decided on; the latter becomes valid only when something specific happens, such as the death or disability of a business owner.
What to Include in a Business Buyout Agreement
- Names of signatories
- Contact information for signatories
- Precise description of the interest being purchased (i.e., “1,500 shares of Class B common stock of Fast Cars, a California corporation, represented by Stock Certificate No. 007” is better than “John Smith’s shares in Fast Cars”)
- Any liens or encumbrances
- Valuation method
- Valuation date
- Required approvals and consents
- Non-compete clause. Some business buyouts contain a non-compete clause that restricts the person who’s selling shares from engaging in similar business activities for a specified period of time (usually 2-5 years) and within a specified geographical area. Enforceability varies by state.
How Are Business Buyouts Taxed?
Valuation in a Business Buyout
Business Buyout Agreement FAQ
What is cross-purchase? What is redemption? Which is better?
Cross-purchase occurs when an owner or owners of a company purchase a departing owner’s shares directly. Redemption refers to the company itself absorbing the cost of those shares. The Supreme Court ruled in 2024 that redemption increases the value of the company for tax purposes, making cross-purchase a more popular strategy in business buyouts.[3]
What’s the difference between a business buyout and a merger?
A buyout involves one owner purchasing another owner’s shares in a company, so while ownership changes, the company continues operating largely as it did before the buyout. In a merger, though, two companies become one, changing both the ownership and the structure of the company.