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Florida Residential Purchase Agreement

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Updated February 25, 2026

A Florida residential purchase agreement outlines the terms of a transaction between the seller of residential property and the buyer. This typically includes the sale price, financing options, property conditions, and more. After the document is signed by both parties, it becomes legally binding.

State Laws

Non-Material Facts – The seller is not required to disclose whether the property was the site of a suicide, homicide or death.[1]

Seller’s Obligations – The seller must disclose any material defects or conditions that may have a substantial impact on the property value or desirability, especially if these defects are not visible to the buyer.[2]

Seller’s Disclosures (8)

Coastline Disclosure Form (conditional) – If a property is located on the coast or oceanfront, it must be disclosed that the area is subject to erosion and federal and state regulations.[3]

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Condominium Disclosure Form (conditional) – If a property is located in a condominium community, this disclosure must be given to the buyer along with the charter or articles of the condominium.[4]

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Homeowner’s Assoc. Disclosure Form (conditional) – Required for property located in a homeowner’s association or community.[5]

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Lead-Based Paint Disclosure (conditional) – A federally required disclosure for individuals selling property built before 1978.[6]

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Lead-Based Paint Pamphlet (conditional) – Gives general information about lead-based paint for properties built before 1978.[7]

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Property Tax Disclosure Summary (required) – Sellers must provide a statement notifying potential buyers that property taxes may increase and that they can contact an appraiser for more information if they so wish.[8] This summary is not included in the standard property disclosure form, and the following should be included in the purchase agreement:

PROPERTY TAX
DISCLOSURE SUMMARY

BUYER SHOULD NOT RELY ON THE SELLER’S CURRENT PROPERTY TAXES AS THE AMOUNT OF PROPERTY TAXES THAT THE BUYER MAY BE OBLIGATED TO PAY IN THE YEAR SUBSEQUENT TO PURCHASE. A CHANGE OF OWNERSHIP OR PROPERTY IMPROVEMENTS TRIGGERS REASSESSMENTS OF THE PROPERTY THAT COULD RESULT IN HIGHER PROPERTY TAXES. IF YOU HAVE ANY QUESTIONS CONCERNING VALUATION, CONTACT THE COUNTY PROPERTY APPRAISER’S OFFICE FOR INFORMATION.
Radon Gas Disclosure (required) – It is required that there be notification provided on at least one document, form, or application executed at the time of or before a contract for sale and purchase of any building.[9] This is included the Seller’s Property Disclosure Form.
Seller’s Property Disclosure Form (required) – A seller of a property is required to disclose facts materially affecting the value or desirability of the property (which are not readily observable and are not known to the buyer).[2]

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Sample

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