» » Connecticut Deed Forms – Quit Claim, Warranty, and Special Warranty

Connecticut Deed Forms – Quit Claim, Warranty, and Special Warranty

The Connecticut deeds are used to convey or transfer real estate from one person or entity to another. There are different types of deeds depending on the situation. Some deeds provide a form of warranty from the grantor (seller) to the grantee (buyer) that there is no one else who can claim an interest in the property. A quit claim deed, on the other hand, provides no guarantee and the grantor is only transferring the interest that he may or may not have in the property. It is important in all cases that a purchaser understand the background information on the property and transfers and restrictions that have been made in the past so that they know what they are purchasing. A property search or title search is how a buyer can obtain this information and often a title company will provide that service to a buyer for a fee.

LawsChapter 821 (Land Titles)

Recording – All deeds are to be recorded with the City/Town Recording Office in the jurisdiction of the property.

Signing – All deeds must be completed with a Notary Public acknowledging the signatures in addition to two (2) witnesses. The Notary Public may account as one (1) of the witnesses. (§ 47-5).

Deed Types

General Warranty – A general warranty deed is a form of “guarantee” whereby the seller guarantees that he or she is passing on a clear title to the property and there are no others that can claim an interest in the property.

Quit Claim – A quit claim deed provides no guarantee at all to clear title to the property. The seller is merely “quit claiming” any interest that he or she may have to the property. This means that he is stating that he will not make any claim, not that there may not be others who have a claim to the property.

Special Warranty – A special warranty deed provides a limited warranty to a buyer. The grantor or seller, warrants that he or she has not done anything to affect his or her interest in the property during the time he or she held the property, but does not guarantee anything that may have happened before the acquisition of the property.

Connecticut Property Search

Whenever you desire to purchase a piece of property, whether there is a warranty or not, it is important that you have a complete title search done so that you have a good understanding as to what interest in the property you are buying. You’ll want to know if there are any liens on the property, whether there are other interests held by people you are not aware of and whether there are mortgages that need to be discharged. In order to find out this information, a title search will have to be completed. In Connecticut, the land records are held by the town clerk in each town. In order to do a complete search, you may have to go directly to the town clerk’s office in the town in which you are purchasing property to look at and copy the relevant records. Town clerks have also contracted with an online subscription service whereby you can look up records online:

Step 1 – Go to This Website.

CTtitlesearch

 

Step 2 – In order to use the service, you will have to create an account by clicking on “Create an Account” in the upper left-hand corner.

Step 3 – You will be brought to this page where you read the terms and conditions and click to accept:

CTtitlesearch2

Step 4 – The next screen is where you enter in the following information:

  • create a user id and password
  • company information
  • contact name
  • contact information

After you have entered in this information, click “create account”.

CTtitlesearch3

Step 5 – You will then be able to choose the county in which you wish to search and begin the search. You will have to pay a subscription fee, plus a fee for any copies you make.


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