Pay to Delete Letter

Have you already sent a debt validation letter to the collector?

Have you already sent a debt validation letter to the collector? YesNo, not yet.

A pay-to-delete letter is typically sent after a debt validation letter is sent to the collection agency demanding proof that an alleged debt is legitimate. Under the Fair Debt Collection Practices Act (FDCPA), all collection efforts must be paused until the collector provides verification.

What is the amount of the debt listed on the report?

Is there an account number associated with this debt?

Is there an account number associated with this debt? YesNo

Account number:

How much are you offering to pay to have this debt settled?

Under the terms of this letter, the collector is being requested to

Under the terms of this letter, the collector is being requested to Accept the settlement payment as satisfying the debt in full.Report to all credit agencies that the debt has been paid in full.Make no mention of the debt or settlement to any third parties.Delete the record of the debt without listing it as "settled" or a "paid collection."

Deselect any condition you do NOT wish to include.

If the agency agrees to your settlement, how soon after receiving confirmation will you submit the settlement payment?

WithinDays

What is your name?

Enter the name of the person writing this letter.

Would you like to enter your contact information?

Would you like to enter your contact information? YesNo, I'll do this later

Street Address:

City, State, ZIP

Phone Number:

Who are you sending this letter to?

Enter the name of the creditor or credit reporting agency where you want to have a listed debt deleted.

Do you want to enter the recipient's mailing address?

Do you want to enter the recipient's mailing address? YesNo

Recipient Street Address:

Recipient City, State, ZIP

Will this letter be addressed to a specific individual?

Will this letter be addressed to a specific individual? YesNo, write "Dear Sir or Madam"

What is the individual's name?

Dear

Do you want to enter the letter date now?

Do you want to enter the letter date now? YesNot at this time

Letter date:

Do you want to electronically sign this letter?

Do you want to electronically sign this letter? YesNo, I'll sign by hand

Signature:

Clear

Please draw your signature.

Signature Date:

Save and finish later