Georgia Unsecured Promissory Note Template

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Updated April 11, 2022

A Georgia unsecured promissory note is a document created to help two parties come to an agreement on the terms and conditions of a loan. Because this note is unsecured, the lender has very little financial protection as there is no security for the lender to claim in the event of a default. The lender would have to resort to bringing the borrower to small claims court and/or reporting the default to the borrower’s credit. Because of this, the lender should ensure the borrower is a stable and trustworthy individual.