New Jersey Secured Promissory Note Template

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Updated April 11, 2022

A New Jersey secured promissory note binds two parties consisting of a lender and borrower into a deal requiring the borrower to repay a balance in a timely and complete fashion to the lender. To ensure the borrower is clear on the terms of the note, both parties will agree on the payment type used, interest rates, and the collateral offered by the borrower as security. To make the note useable in a court of law, both parties plus a witness will be required to sign the document.