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Michigan Rent-to-Own Lease Agreement

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Updated July 22, 2025

A Michigan rent-to-own lease agreement is a lease that includes an option for the tenant to buy the property. The terms of the transaction are negotiated at the time of signing. The landlord will commonly look closely at the tenant's financials to make sure that they can pay the monthly rent and purchase the property.

Michigan Laws

Requirement to Record: Recording an option to purchase is not legally required but only recorded options legally establish notice to third parties.[1]

Expiration: Constructive notice created by recording an option does not expire by statute.

Maximum Term: State law does not set a maximum term for a lease with an option to purchase.

No Duration: If the option includes no specific expiration date, it will expire at the end of the lease.

Signing Requirements: Must be in writing and signed by the seller.[2]

Required Disclosures (6)

1. Domestic Violence – Tenants must be made aware that they have the right to terminate a lease if they experience domestic violence, sexual assault, or stalking. A lease agreement or a posted sign must contain the following language:

“A tenant who has a reasonable apprehension of present danger to him or her or his or her child from domestic violence, sexual assault, or stalking may have special statutory rights to seek a release of rental obligation under MCL 554.601b.”

2. Inventory Checklist – A landlord must provide a tenant with an inventory checklist before move-in and upon move-out so the tenant can make note of damages or wear and tear. The tenant should also receive a copy of the checklist submitted by the prior tenant.[3]

3. Lead-Based Paint Disclosure & EPA Pamphlet – If a property was built before 1978, its landlord must disclose to the tenant that the walls and ceiling could contain lead-based paint.

4. Notices – A landlord must provide a tenant with an address to which legal notices can be sent.[4]

5. Security Deposit Receipt – A landlord must give a tenant a receipt for a security deposit containing the following language: “You must notify your landlord in writing within 4 days after you move of a forwarding address where you can be reached and where you will receive mail; otherwise your landlord shall be relieved of sending you an itemized list of damages and the penalties adherent to that failure.”[5]

6. Truth in Renting Act – The lease must contain the following language:

“NOTICE: Michigan law establishes rights and obligations for parties to rental agreements. This agreement is required to comply with the Truth in Renting Act. If you have a question about the interpretation or legality of a provision of this agreement, you may want to seek assistance from a lawyer or other qualified person.”[6]

Seller’s Disclosures (1)

1. Seller’s Property Disclosure Statement (required)– The seller must provide the purchaser with a full accounting of the property’s current condition to the best of their knowledge. Furthermore, the purchaser should have the property professionally inspected.[7]

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Sample

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