Updated May 31, 2022
An Idaho deed of trust is a form used to record a mortgage interest in a given property. If it is properly recorded with the county recorder, it will prevent the property from being sold without first having the loan paid off. It serves to give notice to potential purchasers and other lenders that a mortgage exists. As with all deeds, it must be signed and notarized by the grantor of the property interest.
Laws – Title 45, Chapter 15 – Trust Deeds
Signing (I.C. § 55-805) – The deed must be authorized in front of a Notary Public.
How to Write
Step 1 – First enter the date at the top of the page.
Step 2 – Fill in the grantor’s full name and address. The grantor is the person granting the interest.
Step 3 – Enter the name and address of the beneficiary of the trust (the entity that holds the note on the property)
Step 4- Specify which county in which the property is located.
Step 5 – Write in the legal description of the property.
Step 6 – In the next section include the amount of the promissory note.
Step 7 Sign and date in front of a notary public.
Step 8 – The beneficiary will make sure to file the original with the recorder. The grantor should keep a copy.