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Mississippi Rent-to-Own Lease Agreement

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Updated July 22, 2025

A Mississippi rent-to-own lease agreement involves a tenant seeking a rental property with an option to purchase. The option is only available during the lease term. If the tenant decides not to buy, the lease will terminate on its end date. The landlord should screen the tenant to ensure they have the funds to buy the property.

Mississippi Laws

Requirement to Record: Options to purchase are not legally required to be recorded. However, recording establishes legal notice to third parties.[1]

Expiration: Mississippi law doesn’t explicitly set limits on constructive notice. Notice will be effective as long as the option is valid and enforceable.

Maximum Term: State law does not set a maximum term for a residential lease with an option to purchase.

No Duration: An option to purchase without an expiration date will expire automatically with the end of the lease.

Signing Requirements: Must be in writing and signed by the seller.[2]

Required Disclosures (1)

1. Lead-Based Paint Disclosure & EPA Pamphlet – If the property was built before 1978, then these disclosures must be attached to the lease agreement. They disclose to the tenant that there could be lead-based paint in the walls or on the ceiling.

Seller’s Disclosures (1)

1. Seller’s Property Disclosure Statement – The seller must provide the buyer with details about the property’s utilities and condition.

Sample

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